About CTP

Why Independent Financial Advice?

Financial planning has never been more complicated. There is a huge array of financial products and with the erosion of the state pension, retirement provision is becoming more the responsibility of the individual and, where applicable, their employers.
Independent Financial Advisors are the only type of financial advisors who are able to select from the full range of products, services and providers across the whole of the UK market.
This ensures that you receive impartial financial advice and that the most suitable products are recommended to you, based upon your financial needs.
All independent financial advisors must be authorized by the Financial Services Authority (FSA) and are obligated to ensure that they share a full understanding of your circumstances and requirements before they recommend the most appropriate products for you.